Summaries & Notices
Open Enrollment
• 2026 Open Enrollment Benefits Guide
• 2026 Plan Year Notice Packet
​
Important Information for New and Current Enrollees
• Electronic Disclosure Notice – Non-Driving Employees
• Electronic Disclosure Notice – Drivers
• Benefit Plan Summary - Employee
• Benefit Plan Summary - Independent Contractor
• Benefits Enrollment Notice
• Dependent Verification/Certification Guidelines
• Dependent Verification/Certification Guidelines (Eff. 1/1/2026)
• COBRA Notice
• HIPAA Privacy Notice
• HIPAA Privacy Notice (Eff. 1/1/2026)
• HIPAA - Notice of Special Enrollment Rights
​
Health Care Plan
• Summary of Benefits and Coverage – Employee & Independent Contractor (2025)
• Summary of Benefits and Coverage – Employee and Independent Contractor (2026)
• Summary Plan Description – Employee & Independent Contractor
• Affordable Care Act Notice
• Form 1095-C Tax Information
• Medicare Part D - Creditable Coverage Notice
• Women’s Health and Cancer Rights Act (WHCRA) Notices
• Newborns and Mothers Health Protection Act Notice
• Children’s Health Insurance Program (CHIP) Notice
• Mental Health Parity and Addiction Equity Act (MHPAEA) Notice
• Your Rights & Protection Against Surprise Medical Bills
• Link to Machine Readable Files - Medical (Instructions to Access Machine Readable Files - Medical)
​
Dental Plan
• Summary Plan Description - Employee & Independent Contractor
​
Vision Plan
Exam & Materials Plan
• Summary Plan Description - Employee & Independent Contractor
​
Exam Only Plan
• Summary Plan Description - Employee & Independent Contractor
​
Account Plans
Dependent Care Assistance Plan
• Summary Plan Description - Employee
​
Flexible Spending Account Plan
• Summary Plan Description - Employee
​
Disability Plans
Long-Term Disability Insurance Plan
• Summary Plan Description - Employee
• Summary Plan Description - Employee (Washington Residents)
​
Short-Term Disability Insurance Plan
• Summary Plan Description - Non-Driver Employee
• Summary Plan Description - Non-Driver Employee (Washington Residents)
• Summary Plan Description - Driver Employee
• Summary Plan Description - Driver Employee (Washington Residents)
​
Voluntary Short-Term Disability Insurance Plan
• Summary Plan Description - Independent Contractor
• Summary Plan Description - Independent Contractor (Washington Residents)
​
Life Insurance Plan
Basic Life Insurance Plan
• Summary Plan Description - Employee
• Summary Plan Description - Employee (Washington Residents)
• Summary Plan Description - Independent Contractor
• Summary Plan Description - Independent Contractor (Washington Residents)
​
Voluntary Life Insurance Plan (Including AD&D)
• Summary Plan Description - Employee
• Summary Plan Description - Employee (Washington Residents)
• Summary Plan Description - Independent Contractor
• Summary Plan Description - Independent Contractor (Washington Residents
​
Supplemental Plans - Allstate
Accident Insurance Plan
• Accident Brochure/Rates
• Summary Plan Description – Employee & Independent Contractor
Critical Illness Insurance Plan
• Critical Illness Brochure/Rates
• Summary Plan Description – Employee & Independent Contractor
• Specimen Certificate – With Cancer Coverage
• Specimen Certificate – Without Cancer Coverage
​
Universal Life Insurance Plan
• Universal Life Insurance Brochure | Rates - $10,000 - $70,000 & $80,000 - $100,000
• Summary Plan Description – Employee & Independent Contractor
• Specimen Certificate – Policies Issued Prior To October 1, 2020
• Specimen Certificate – Policies Issued As Of October 1, 2020
​
Hospital Indemnity Insurance Plan
• Hospital Indemnity Brochure/Rates
• Summary Plan Description – Employee & Independent Contractor
​
Flexible Benefits Plan
• Summary Plan Description - Employee
​
Welfare Benefits Plan
• Summary Plan Description - Employee & Independent Contractor
• Summary Annual Report​
​
401(k) Profit Sharing
• Summary Plan Description – Employee (Crete)
• Summary Plan Description – Employee (Hunt)​
​
